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Terms of Sale 

Please read these Terms of Sale carefully before purchasing, accessing, or using any Programs, Products, Courses, Meditations, Services, or Program Material offered by Academy of Natalia Kobylkina Ltd. 

  1. General 

1.1 The Programs, Products, Courses, Meditations, Services or Program Material offered on this site are owned and operated by The Academy of Natalia Kobylkina Ltd. . (hereafter referred to as “The Academy of Natalia Kobylkina Ltd.Ltd.”, “we”, or “us”). The term “you” refers to any purchaser and/or user of any of our Programs, Products, Courses, Meditations, Services, or Program Material. 

1.2 By placing an order for any of our Programs, Products, Courses, Meditations, Services, or Program Material, on https://kobylkina.com you agree to be bound by these Terms of Sale. By using any of our Programs, Products, Courses, Meditations, Services, or Program Material you are agreeing to these Terms of Sale as they appear and are legally bound by them, regardless of whether or not you have read them. If at any time you do not agree with these Terms of Use, please do not use our Programs, Products, Courses, Meditations, Services, or Program Material. 

1.3 We reserve the right to change these Terms of Use from time to time and such modifications shall be effective upon posting on the site https://kobylkina.com or via email with the subject line specifically stating “amendment to the existing agreement” or similar language denoting the Agreement has been modified. By continuing to use the site following such change you will be deemed to have accepted such change. If you do not agree to any such change you must immediately stop using the site. 

1.4 All of our Programs, Products, Services, and Program Materials are intended solely for users who are eighteen 18 years of age or older. By accessing or using any of our Programs, Products, Courses, Meditations, Services, or Program Material, you confirm that you are at least 18 years old. 

1.5 You understand that part of your session may include a discussion of a sexual nature. All suggested exercises are optional and you can choose not to partake in certain activities if you feel uncomfortable. 

1.6. Those terms and conditions (as amended from time to time) together with any document expressly referred to in them comprise the entire agreement between you and us. 

  1. Payment 

2.1 You agree to pay the price stated at the time of booking. 

2.2 You agree to either pay the total amount due.  or the first installment of your price plan as agreed at the checkout. 

2.3 In case you want to pay in installments, you can use deferred payment platform according to their general conditions. This site does not accept installment payments. 

2.4 Where you choose to pay by way of the payment plan, the payment will be automatically deducted from your nominated debit/credit card, PayPal, Stripe, or GoCardless Direct Debit service on a specified day of each month. Failure to make payment will result in the cancellation of your place on the selected program and you will not be entitled to receive a refund. 

2.5 You are responsible for payment of the entire fee, regardless of whether you attend all sessions, and regardless of whether you have selected a pay in the full or monthly payment plan. If for any reason you choose to cancel any part of the program, you must pay or continue to pay the remainder of the balance (subject to clause 3 below). 

  1. Returns and refunds 

3.1 Where you have purchased an in-person or live Program, Course, or Service, you can choose to cancel your purchase within 14 days from the date of your purchase (provided the Program, Course, or Service has not already commenced). 

3.2 If we have incurred any reasonable costs any money you have already paid may not be reimbursed. 

3.3 If you request a cancellation after 14 days from the date of your purchase or if the Program, Course, or Service has already commenced you will not be entitled to a refund. 

3.4 Where your purchase includes a digital Program, Product, Course, Meditation, or Program Material, you cannot request a cancellation or refund after you have started to download, stream or access the material. 

3.5 By purchasing a digital product from our website you acknowledge and agree that you are waiving your rights to cancellation. 

3.6. The Academy of Natalia Kobylkina Ltd is not responsible for changing the date and time of an event. In case of change, Natalia’s team will notify you promptly. If the new date and time is a problem for you and you are unable to attend, you have the right to:  

-get the purchased program on record or 

-to choose another program of the same value 

The customer is not entitled to a refund of the paid product, but has the right to choose the same one on record or another of the same value. 

3.7 If you experience any issues or faults with any digital Programs, Products, Courses, Meditations, or Program Material please contact us at info@kobylkina.com and we will look into the issue. 

  1. Price of goods 

4.1 The prices of the Goods will be as quoted on our site at the time you submit your order. We use our best efforts to ensure that the prices of Goods are correct at the time when the relevant information was entered into the system. 

4.2 Prices for our Goods may change from time to time, but changes will not affect any order you have already placed. 

4.3 We sell a large number of Goods through our site. It is possible that, despite our best efforts, some of the Goods on our site may be incorrectly priced. If we discover an error in the price of the Goods you have ordered we will contact you to inform you of this error and we will give you the option of continuing to purchase the Goods at the correct price or canceling your order. We will not process your order until we have your instructions. If we are unable to contact you using the contact details you provided during the order process, we will treat the order as canceled and notify you in writing. If we mistakenly accept and process your order where a pricing error is obvious and unmistakeable and could reasonably have been recognized by you as a mispricing, we may cancel the supply of the Goods and refund you any sums you have paid. 

5. Membership 

5.1. We look forward to having you as a member (“Member”) of our Membership program. We have different types of Membership and you can choose which one is the best for you. 

5.2. Every member has the right to choose their Membership pachage and if they want a manual or automatic subscription renewal. The Academy of Natalia Kobylkina Ltd is not responsible for the customer’s choice or missed renewal opportunity. 

5.3. Every member has the right to renew or cancel their subscription at any time. The responsibility for these actions is entirely his. The unsubscription takes effect from the following month, in case the current one has already occurred. 

5.4. Every member has the right to cancel his subscription at any time, but does not have the right to request a refund for the subscription already paid for a past period. 

5.6. After purchasing the selected package, the Member has access to all included videos and courses for the time during which he is part of the Membership program. Upon cancellation of subscription, access to the purchased materials is interrupted.  

5.7. If you have any questions, please do not hesitate to contact our membership program personnel at info@kobylkina.com 

6. Ambassador Program Agreement 

6.1 Our ambassador program is designed to recognize affiliate contribution to driving sales, and therefore provides a special reward for every single order. 

6.2. Every amabassador has the right for a special reward on our site. All accumulated money can be used to purchase our products. The https://kobylkina.com/ site does not offer monetary reward for its ambassadors. 

6.3. Every amabassador has an unlimited right and time to invoke the right to use his reward in our site. 

7. Third party/Affiliate services and Links 

7.1 From time to time we may invite guest speakers or include links to third-party offers and promotions. These are included to provide you with access to information, products, or services that you may find useful or interesting. The Academy of Natalia Kobylkina Ltd. is not responsible for any content provided by third parties and the inclusion of their services does not imply any endorsement or association. 

7.2 If you make a purchase from one of our affiliates, or any other individual or company through a link provided on or through our Programs, Courses or Services, you understand that all business transactions are solely between you and the third party. link. In this case, the person or organization in charge of the affiliate link will have the information that you have submitted. This may be your email address, name, address, or whatever else they asked you. You agree that The Academy of Natalia Kobylkina Ltd. shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that are incurred as the result of such dealings with a third party. 

8. Use of Programs, Products, Courses, Meditations, Services or Program Material 

8.1 We have invested significant time, effort, and expense into our Programs, Products, Courses, Meditations, Services, and Program Material. This information is valuable, special, and is a unique asset belonging to the Academy of Natalia Kobylkina Ltd., which requires protection from improper and/or unauthorized use. 

8.2 By purchasing any of our Programs, Products, Courses, Meditations, Services, or Program Material you agree that your access will be for your own personal use and reference. You must not at any time permit any product to be used for any other purpose. 

8.3 When you enroll in or purchase our Programs, Products, Courses, Meditations, Services, or Program Material you agree that you are clearly and expressly prohibited from doing the following: 

9.Intellectual property 

9.1 You agree that all products, whether modified or not and all intellectual property and copyrights contained therein, are and shall at all times remain our sole and exclusive property. You agree that under no circumstances, whether the product has been modified or not, shall you have or attempt to claim ownership of any intellectual property rights or copyright in the product. 

9.2 You are being granted a limited license to use our Programs, Products, Courses, Meditations, Services, or Program Material with permission and restrictions. You are purchasing the limited right to use the Program Materials in the form that is provided by us to you with certain conditions as specified herein. 

9.3 You are prohibited from reproducing, copying, re-selling, sub-licensing, renting, sharing, or otherwise distributing any of our Programs, Products, Courses, Meditations, Services, or Program Material, whether modified or not, to any third party. This includes, but is not limited to, the design, layout, appearance, logo design, techniques, graphics of our Program Materials or any other material or aspects of materials provided by us to you, any trademarks, taglines, slogans, and logos displayed on Program Materials. You understand that these materials are owned by the Academy of Natalia Kobylkina Ltd. 

9.4 You are not permitted to share, sell, reprint or republish any other of our Program Materials, including handouts, workbooks, or meditations for resale or mass reproduction purposes. This includes sharing this program with your friends, family, colleagues, etc. 

9.5 You may not use our Programs, Products, Courses, Meditations, Services, or Program Material in a manner that constitutes an infringement of our rights or in a manner that has not been authorized by the Academy of Natalia Kobylkina Ltd. 

9.6 You agree not to use any of our products in a way that might be detrimental to us or damage our reputation. 

10. Results and Guarantees 

10.1 Whilst we endeavor to ensure that our products are fit for the use of our customers, we accept no responsibility for the accuracy of information or suitability of the product, and we provide no warranties as to the function or use of the product, whether express, implied or statutory, including without limitation any warranties of merchantability or fitness for a particular purpose. 

10.2. The Academy of Natalia Kobylkina Ltd. does not guarantee or represent in any way that you or your business will attain a certain level of sales, profits, earnings, or any other metric of success, either in the short-term or long term. Your success depends on many factors, including but not limited to your personal motivation, your time commitment, how effectively you implement the strategies taught in the course, your efficiency in following up on each module of the course, and the particular market and industry in which your business operates. 

10.3 Any testimonials, stories shared, descriptions, or examples used in materials, on our website, or during online programs are not a guarantee of any particular result or success. Any express, or implied promise, or representation made by the Academy of Natalia Kobylkina Ltd.. is not intended to represent or guarantee that you will achieve the same or similar results. 

10.4 Academy of Natalia Kobylkina Ltd. does not provide medical, legal, investment, or financial advice. All opinions are provided for your consideration and should not be solely relied upon. It is your responsibility to obtain professional advice. 

10.5 We shall not be liable to you or any party for consequential, indirect, special or exemplary damages including but not limited to damages for loss of profits, business or anticipated benefits whether arising under tort, contract, negligence or otherwise whether or not foreseen, reasonably foreseeable or advised of the possibility of such damages. 

10.6 We reserve the right to amend the techniques used during the sessions based on the subject area being worked on and the suitability of the modality. 

10.7 All content provided by the Academy of Natalia Kobylkina Ltd. is not intended to replace or be a substitute for professional medical advice, diagnosis, or treatment. 

10.8 The methods used and taught do not replace (nor promise or attempt to replace) any conventional or current health treatment which you may require from a qualified medical practitioner and/ or be currently using under specific medical advice. We do not provide medical diagnoses, or consultations related to health, or medical issues. 

10.9 You will remain fully responsible for your own health and well-being at all times. Any access to holistic therapies, products, or services are an alternative or complementary form of care are not a replacement to any existing medical treatment that you are undergoing or may require. You agree that should you have any concerns concerning your health, diet, medication, or any medical conditions that you will seek the advice of your qualified medical practitioner. 

10.10 We recommend that you seek the advice of your physician or another qualified health provider with any questions you may have regarding a medical condition. 

10.11 Your success depends on many factors including, but not limited, to your personal motivation, your time commitment, how effectively you implement the strategies taught in the mastermind, your efficiency in following up on each course, and where relevant the particular market and industry in which your business operates. 

10.12 Although coaching, meditational modalities, and alternative therapies have great benefits, results are dependent on a number of factors including, but not limited to your commitment to the session, participation, and existing health conditions. 

11. Delivery of Programs, Products, Courses, Meditations, Services and Program Material 

11.1. Our Programs, Products, Courses, Meditations, Services, and Program Material are delivered in a variety of formats which is specified on the description on the site. This may include a combination of online sessions, live group sessions, pre-recorded sessions, one-to-one in-person sessions, or as a downloadable product. 

11.2. It is your responsibility to ensure you have read the description and understand the mode of delivery for all purchases. 

11.3 Whilst we have made every effort to ensure that the availability and delivery of our products are of a high standard, we cannot guarantee that your access will not be suspended or restricted from time to time, including allowing for repairs, maintenance, or updates. Where possible, we will endeavor to limit the frequency and duration of suspension or restriction. We will not be liable to you for damages or refunds, or for any other recourse, should our Programs, Products, Courses, Meditations, Services or Program Material become unavailable or access to them becomes slow or incomplete due to any reason, such as system back-up procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays, or any other cause which may from time to time make our Programs, Products, Courses, Meditations, Services or Program Material inaccessible to you. 

11.4 We are not responsible for delays outside our control. If our supply of the products is delayed by an event outside our control then we will contact you as soon as possible to let you know and we will take steps to minimize the effect of the delay.  

11.5 Where your session involves the use of a third-party platform, it is important that you take steps to ensure your privacy, as we are unable to monitor or control activity on separate platforms. 

11.6 You must present to all sessions inappropriate attire, as you would in a face-to-face session, and you are solely responsible for the environment and space you are working in. 

11.7 All group sessions are scheduled for a specified time and date. It is your responsibility to ensure you attend the scheduled sessions as live calls will only be delivered once. 

11.8 Where a session is delivered via an online platform, we will endeavor to record the live calls but this is dependant on several factors such as connectivity, storage, etc. 

12. Live group and one to one sessions 

12.1 The date and time of all live sessions are as set out on the site but are subject to change. We will provide you with as much notice of any change as reasonably possible, but we shall not be liable to you in any way for any change to such dates or times. Where sessions are scheduled for fixed dates and times it is your responsibility to ensure you attend on time. If you are late for your session you may not receive the full time allocated. 

12.2 For one-to-one sessions it is important that you arrive on time. If you are more than 15 minutes late for your session you will forfeit the session and will not be entitled to a refund. 

12.3 Group sessions shall start and end at the scheduled times regardless of the time that you join the call. If you are late for a one-to-one session, you will not be entitled to receive a refund of amounts in relation to such a session. 

12.4 Where the Program includes an in-person event you are responsible for your own travel, subsistence, and accommodation costs (unless otherwise specified). 

13. Pre-recorded programs 

13.1 Pre-recorded programs may be held on third-party secure servers and we have taken all reasonable steps to ensure that the online content will be available at all times during the course of the Program. We shall not be liable in the event that such content is not available in whole or in part at any time, or becomes corrupted, is deleted, or is failed to be stored. 

13.2 You agree to keep user details and your password for the site confidential at all times and to not disclose them to any third party. You must notify us immediately if you become aware of any unauthorized use of your account and you shall indemnify us against all claims, damages, losses, costs, or expenses (including professional fees) and any other liability which arises from any unauthorized use of your account. 

14. Use of online or shared platforms 

14.1 By posting or submitting any material on or through our Programs, Courses, or Services such as comments, posts, photos, images or videos, or other contributions, you are representing that you are the owner of all such materials and you are at least 18 years old. 

14.2 As part of the selected program you may be provided with access to a private telegram, Facebook, or other Group hosted on a social media platform. These Terms apply to all Groups created by the Academy of Natalia Kobylkina Ltd. 

14.3 By participating in our private Groups, coaching calls, or inside the online course portal (including our telegram or Facebook community), you consent to us using photographs, videos, audio recordings, testimonials, and/or any other materials submitted by you to us in connection with your participation in our Program, Course or Services for our marketing or promotional efforts, without compensation to you at any time, now or at any time in the future. 

14.4 You understand that the Group may be hosted on a public platform and therefore, your privacy cannot be guaranteed. Whilst we endeavor to keep the group private and confidential, once things are posted online we are unable to control its reach. You understand that you are responsible for any information that you share in the group and you understand that other members will also see what is posted. 

14.5 You must not share or repost any content outside of the Group. 

14.6 You understand that the following behavior is prohibited in all platforms created and used by the Academy of Natalia Kobylkina Ltd.: 

14.7 Any prohibited behavior will result in immediate termination of this Agreement in accordance with clause 17 of this Agreement 

14.8 Should you wish to privately offer sessions to clients, this will be your sole responsibility and your business will be separate from the Academy of Natalia Kobylkina Ltd. 

14.9 Participation in Programs, Courses, or Services offered Academy of Natalia Kobylkina Ltd. is not intended to, or shall not be deemed to establish any partnership or joint venture between you and the Academy of Natalia Kobylkina Ltd. 

15. Force Majeure 

15.1 If, as a result of an act of God, force majeure, public emergency, the restriction imposed by law, or for any other cause beyond our reasonable control, we are unable to provide services to you, The Academy of Natalia Kobylkina Ltd. shall not be in breach of this agreement but shall be authorized to substitute a reasonably satisfactory date and time to provide services. 

15.2 If no such time is available, the remainder of the fees due for any service(s) that have not yet been provided will be waived. 

15.3 The Academy of Natalia Kobylkina Ltd. shall not be liable for the inability to provide services or fulfill the agreement in those circumstances. 

16. Waiver 

16.1 You acknowledge and take full responsibility for all decisions made during and after the program. In furtherance and not in limitation of the foregoing, you hereby and forever waive, release and discharge Academy of Natalia Kobylkina Ltd, its directors, administrators, officers, agents, employees, representatives, executors, and all others acting on its behalf (the “Released Parties”) from any and all claims or liabilities for injuries or damages to your person and/or property or that of your family (where applicable), including those caused by any negligent act or omission of any of those mentioned or others acting on their behalf, arising out of or connected with your participation in the program or in connection with services provided by Academy of Natalia Kobylkina Ltd. or the Released Parties. 

16.2 We do not and cannot guarantee results of any kind with regard to the information, recommendations, and statements that we provide. Any information, recommendations or statements provided with respect to the website or regarding any potential outcome are expressions of opinion only. Any reliance on the information, recommendations, or statements provided are thus at your own risk. You are and will remain responsible for your own behaviors and actions. 

16.3 The waiver or failure of The Academy of Natalia Kobylkina Ltd. to exercise any obligation under this Agreement shall not be deemed a waiver of any further right 

17. Termination 

17.1 The Academy of Natalia Kobylkina Ltd. reserves the right to terminate this Agreement at any point if we feel that you are being disruptive, are acting in breach of the law, or are in violation of this Agreement. All fees will become payable by you upon the termination of this Agreement. 

17.2 If the conditions set out in this Agreement are not met, you understand and accept that you may forfeit any remaining sessions and you will not be eligible for a refund. 

18. Confidentiality 

18.1 Confidential information refers to any data or information relating to you, whether business or personal: 

– which would reasonably be considered to be private or proprietary to you; 

– that is not generally known, and; 

– where the release of that confidential information could reasonably be expected to cause harm to you. 

18.2 The Academy of Natalia Kobylkina Ltd. agrees that we will not disclose, divulge, reveal, report or use, for any purpose, any confidential information which we have obtained, except as authorized by you or as required by law. The obligations of confidentiality will apply for the duration of the session and will survive indefinitely upon termination of this Agreement. 

18.3 All written and oral information and material disclosed or provided by you to us under this Agreement are confidential information regardless of whether it was provided before or after the date of this Agreement or how it was provided to us unless it falls under clause 11, 17 or 18. 

18.4 Any information disclosed to you by The Academy of Natalia Kobylkina Ltd.. as part of the course must also remain confidential. 

18.5 The nature of the course will mean that participants may share sensitive and personal information during the course. All information shared by other participants must be kept confidential at all times. 

19.Photography and Filming 

19.1 We may ask for your consent to use photographs and/or video recordings including images of you, both internally and externally to promote our services. 

19.2 You understand that these images may be used in print and digital media formats, including print publications, websites, e-marketing, posters, banners, advertising, film, social media, and teaching purposes. 

19.3 You have the right to request to see a copy of the information we hold about you and to request corrections or deletions of the information that is no longer required. 

19.4 You can ask The Academy of Natalia Kobylkina Ltd. Ltd. to stop using your images at any time, in which case it will not be used in future publications, but may continue to appear in publications already in circulation. 

20. Testimonials and feedback 

20.1 We may ask you to provide a testimonial of your experience with us. 

20.2 Should you wish to provide a testimonial, or if you voluntarily provide any feedback by email or in Groups (including on our social media pages), coaching calls, or inside the online course portal, you confirm that you give your consent for The Academy of Natalia Kobylkina Ltd. to use the text in its entirety, or in part in order to promote our business. 

20.3 You agree and consent that any comments made to or about The Academy of Natalia Kobylkina Ltd.. or its practitioners by you in Groups (including on our social media pages), coaching calls, or inside the online course portal (whether on a personal profile, business profile or in a group) can be used by The Academy of Natalia Kobylkina Ltd.. in order to promote our business. 

20.4 You confirm that the testimonial, feedback, or comment can be used in all media, including printed materials, business communications, presentations, social media, and in the advertising of services generally. 

 
20.5 You give consent to The Academy of Natalia Kobylkina Ltd. Ltd. to edit the testimonial as necessary, without consulting you, provided the message remains the same. 

20.6 You give The Academy of Natalia Kobylkina Ltd. consent to refer to your business name and first name on the testimonial and agree that the testimonial is given voluntarily and you will not receive financial compensation for it.  

21.Complaints 

21.1 We are committed to providing the best service possible. If for any reason you are not satisfied with the service, please contact us in the first instance. 

21.2 We will look into your complaint and where you have a genuine concern we will endeavor to resolve the issue. 

21.3 If you are not satisfied with the outcome, you agree that any dispute arising out of or related to this Agreement or the Course shall be submitted to mediation in good faith to settle such a dispute. The mediator will be nominated by The Academy of Natalia Kobylkina Ltd. and any reasonable suggestions you provide of a mediator will be considered. 

22. Severability 

22.1 If any provision of this Agreement is invalid, illegal, or unenforceable under any applicable statute or rule of law, it is to that extent to be deemed modified in order to comply with applicable law, and the remaining provisions shall not be affected in any way. 

23. Governing Law 

21.1 The terms of this Agreement apply internationally to any and all purchasers and/or users of any Programs, Products, Courses, Meditations, Services, or Program Material owned and operated by The Academy of Natalia Kobylkina Ltd. 

21.2 This Agreement shall be interpreted, construed, and enforced in accordance with English law and shall be subject to the exclusive jurisdiction of the English Courts. 

24. Entire Agreement 

24.1 This Agreement is the entire agreement and understanding between The Academy of Natalia Kobylkina Ltd. and you and supersedes any prior agreement or understanding whether oral or written relating to this Agreement. 

Website terms of use 

These terms set out how you may use our site. 

This website https://kobylkina.com is owned by Natalia Kobylkina. 

By continuing to use the Site you accept that you have read, understood, and agree to be bound by these Terms. If you do not agree to (or cannot comply with) any of the below terms and conditions, please do not continue to access and use the Site. If you have any questions, please contact us at info@kobylkina.com. 

1. Use of this Site 

1.1 This Site is for personal use only and you understand and agree that your use of the Site is at your own risk. 

1.2 Any information given may not be complete or accurate and may not be up to date. All information given is for general guidance only and should not be acted upon without first seeking professional advice. 

1.3 It is your responsibility to ensure that you do not introduce any virus, Trojan horse, worm, or any other items of a destructive nature to the Site. We will not be liable for any damage that results from you accessing the Site (including damage to any software or systems you use to access the Site). 

1.4 You are not permitted to copy or make use of any intellectual property appearing on our Site and this will constitute an infringement of our copyright. 

1.5 You are solely responsible for any costs that you may incur in accessing this Site. 

1.6 You agree to use this Site in a lawful manner and we reserve the right to remove your access if you act in a malicious, offensive, or unlawful way. 

1.7 Under no circumstances shall we be liable for any unauthorized use of the Site. 

2. Accessing our site 

2.1 You are permitted to access our Site on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Site without notice. We will not be liable if for any reason our Site is unavailable at any time or for any period. 

2.2 From time to time, we may restrict access to some parts of our Site, or to our entire Site. 

3. Information on the Site 

3.1. Despite our best efforts, some of the information on our Site may be incorrect. All information provided on the Site is not to be taken as medical, legal, financial, or other professional advice and you must not rely on it as being such. We shall not be responsible to you for damages or otherwise in respect of any error made in any content, online resource, or other written materials. 

3.2 You may only use the Site for the purposes referred to in this Agreement and not access the Site or use information gathered from it to send unsolicited e-mails. 

4. Third-Party websites 

4.1. Links to any third-party websites from the Site are provided solely for your convenience. If you use these links, you leave the Site and we do not control and are not responsible for any third-party websites or their content or availability. We do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to the Site, you do so entirely at your own risk. You agree that any use of such a third party site may be subject to your acceptance of the third party’s terms and conditions. 

4.2 Third parties may link to our Site without our express consent or knowledge. We are not responsible in any way for any dealings which you may have with these unauthorized sites or any content which may be displayed or linked to by these third parties. If you do come across any link which is offensive or otherwise unsuitable or inappropriate to us or our visitors please let us know by contacting info@kobylkina.com. 

4.3 You agree that any transactions, dealings, or arrangements you carry out on any third party site shall be direct with such third party (on the terms and conditions (if any) of such third party) and not with us. You agree that we are not liable in any way in relation to such transactions, dealings, or arrangements that are at your own risk and responsibility. 

5. Interactive services 

5.1 We shall not be liable to you for the failure of any equipment, software, or transmission link and will not be liable to you as a result of any downtime which may occur upon the Site. 

5.2 The Site is provided “as is” and you acknowledge that despite our reasonable endeavors the Site may contain bugs, errors, and other problems (including, but not by way of limitation) infection by viruses (despite anti-virus protections which may be incorporated) or anything else which may cause contamination or destruction of any sort that may cause system failures. Notwithstanding, we will use all reasonable endeavors to correct any errors and omissions as quickly as practicable after being notified by e-mail to info@kobylkina.com 

5.3 We reserve the right to modify the Site, or any part thereof, or to discontinue the site temporarily or permanently without notice to you and without any liability to you or to any third party. 

5.4 You are permitted to create a link to this Site for lawful purposes without our consent. 

6. Intellectual property rights 

6.1. All intellectual property content on the Site including, without limitation, trademarks, button icons, logos, graphics, photographs, publications, materials, images and text, and other content (“Site Content”) is either owned by us or licensed to us and it is protected by International Copyright laws. Your use of them is governed by this Agreement and applicable law. 

7. Indemnity 

7.1 You agree to indemnify us, our partners, employees, and consultants from and against any and all claims, losses, demands, causes of action, and judgments (including legal fees and court costs) arising from or concerning any breach by you of these Terms and you agree to reimburse us on demand for any losses, costs or expenses we incur as a result thereof. 

8. Variation of these terms 

8.1 We have the right to revise and amend these Terms from time to time, for example, to reflect changes in market conditions affecting our business, changes in technology, changes in relevant laws and regulatory requirements, and changes in our system’s capabilities. You acknowledge that it is your responsibility to check the Site regularly to ascertain if changes have been made and your continued use of the Site after such a change will constitute your acceptance of any changes. 

9. Disputes 

9.1 If you have any concerns or complaints, please contact us as soon as possible and we shall try to resolve any disputes quickly and efficiently. 

10. Governing law and entire agreement 

10.1 These Terms and any other terms or documents referred to herein represent your entire agreement with us with respect to your use of this Site. 

10.2 English Law governs this Agreement and your use of this Site, and you expressly agree that the English courts shall have exclusive jurisdiction over any claim or dispute between us or relating in any way to your use of this Site. 


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